Funding for your farm and equipment — Farms Finance Connect

USDA programs typically require a demonstrated history of farm management and the inability to obtain credit elsewhere. Depending on the specific program, you might need a down payment of at least 5% or a robust business plan for direct loans.

Yes, provided you have clear collateral like heavy machinery or land. Lenders often look at the value of the equipment being financed, which can mitigate lower personal credit scores. Many borrowers with 620+ scores find viable options through our network.

This is a revolving credit facility designed to cover seasonal costs like feed, fertilizer, and labor. You draw funds as needed during growth cycles and repay them once your harvest is sold. Limits generally range from $25,000 to $500,000.

We are a connection service for loans, not grants. While some government programs offer 0% interest, those are usually through the FSA. We focus on connecting you with private lenders who provide capital for operational growth and land acquisition.